A bank statement refinance lets self-employed Arizona homeowners refinance with 12 to 24 months of bank deposits, no tax returns needed. With AZ refinance rates near 6.51% in July 2026, borrowers holding 7.5%+ loans have real savings room. Pillar Mortgage Group, NMLS #2700076
A Non-QM refinance in Arizona lets self-employed borrowers and investors refinance using bank statements or rental income instead of tax returns. See 2026 options. Pillar Mortgage Group, NMLS #2700076
Self-employed and want to refinance in Arizona? See how bank statement and Non-QM refinance loans work for Phoenix and Scottsdale business owners in 2026, with Pillar Mortgage Group.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).